Tenants in Common & Homestead Exemption Florida Law

by Jack Ori

Florida offers a homestead exemption to taxpayers who own their own homes. This exemption saves homeowners several hundred dollars per year, depending on where in Florida the homeowner lives and how much his home is worth. Tenants in common -- people who jointly own a home without being married to each other -- must all apply together for the exemption if they all plan to claim it on their taxes.

Filing Law

If tenants in common own a Florida home, they must all file jointly for the homestead exemption. All tenants must file an application for homestead exemption by March 1 of the year they want to start claiming the exemption. File for homestead exemption at your county property appraiser's office. Once you have filed for homestead exemption, you do not need to renew your application as long as you still own the home.


Spouses do not have to file a joint application for homestead exemption. Either spouse can visit the county property appraiser's office to fill out the application. The spouse that does so must provide proof that both he and his spouse live in Florida and own the home. Once he has done so, and has signed the application, both spouses are eligible for the homestead exemption.


Each tenant in common must prove that she owns the property and lives in Florida. Tenants must provide the property appraiser with a copy of the deed, and each tenant must provide a copy of her Florida's driver's license or state I.D. and voter-registration card. Non-voters may provide a declaration of domicile. Each tenant must also provide her current address, her Social Security number, the date she became an owner of the property and the date she became a permanent resident of Florida.


Tenants in common can claim only one homestead exemption at a time. Thus, if a homeowner has an exemption and then purchases a new property with some friends, the homeowner must cancel the exemption on his first property before he can claim an exemption on the second property. The rest of the tenants in common can still claim an exemption if one tenant is not qualified.

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