How to Know When Your Income Tax Return Is Going to Be Deposited

by Deborah Waltenburg

When you are fortunate enough to get a refund from the Internal Revenue Service (IRS), waiting for the money can seem unbearable. The IRS recommends utilizing e-filing services, such as its Free File program or any other e-file authorized provider service and choosing the direct deposit option to get your refund as quickly as possible. Once you file your return, you can track its status and determine when your refund will be deposited into your account.

1. Allow at least 72 hours after you receive acknowledgment from the IRS of your electronically-filed return or three to four weeks after you file your return by mail.

2. Visit the "Where's My Refund" page on (see Resources).

3. Enter your Social Security number, the filing status used on your return and the exact dollar amount of the refund you expect to receive. Click "Submit" to get your results.

4. Call 800-829-1040 if you need further help or information about your refund. When you call, listen to the menu and press 1 to access refund information. The automated service is available 24 hours a day, 7 days a week; however, if you need to speak to an agent, the office hours are 7 a.m to 10 p.m., Eastern Time.


  • Before submitting your return, always double-check to verify that all data, including Social Security numbers and bank account information, are correct.


  • The "Where's My Refund" system is not available on Mondays from 12 a.m. to 3 a.m. Eastern Time.

Items you will need

  • Exact dollar amount of refund


About the Author

Based in Ohio, Deborah Waltenburg has been writing online since 2004, focusing on personal finance, personal and commercial insurance, travel and tourism, home improvement and gardening. Her work has appeared on numerous blogs, industry websites and media websites, including "USA Today."

Photo Credits

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