How to Check the Balance on a Treasury Savings Bond

by Cynthia Measom

A United States Treasury savings bond is an affordable, low-yield, long-term investment. When you purchase a bond, you are loaning money to the U.S. government. When you redeem the bond, the U.S. pays you the original value of the bond, plus the amount of interest it has accrued while you've had it in your possession. At any time, you can check the balance or current value of a Treasury savings bond.

1. Navigate to TreasuryDirect's savings bond calculator (see Resources).

2. Choose the series of your bond from the designated drop-down box. You can find the series number in the upper right corner of the bond.

3. Choose the original value of your bond from the correct drop-down box -- located on the upper left corner of the bond.

4. Enter the issue date of the bond -- two-digit month and four-digit year in the correct boxes located on the upper right corner of the bond, below the series number. Click "Calculate" to check the balance of the savings bond.

Tip

  • Check out the past or future value of your savings bond with the calculator, changing the "value as of" date.

Warning

  • Penalties may be assessed if you redeem your savings bond within a certain period of time after purchase.

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